diff --git a/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/invest/service/impl/BankCardLendServiceImpl.java b/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/invest/service/impl/BankCardLendServiceImpl.java
index 18a6bf3..726e5db 100644
--- a/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/invest/service/impl/BankCardLendServiceImpl.java
+++ b/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/invest/service/impl/BankCardLendServiceImpl.java
@@ -110,7 +110,13 @@ public class BankCardLendServiceImpl implements IBankCardLendService
         accounts.setType(bankCard.getType());
         accounts.setCreditLimit(bankCard.getCreditLimit());
         accounts.setCode(bankCard.getCode());
-        accounts.setAvailableLimit(bankCard.getAvailableLimit());
+        //如果是储蓄卡，可用额度和余额一致，否则按录入数据来
+        if(bankCard.getType().equals("1")){
+            accounts.setAvailableLimit(bankCard.getBalance());
+        }else{
+            accounts.setAvailableLimit(bankCard.getAvailableLimit());
+        }
+
         accounts.setState("1");
         accountsMapper.insertAccounts(accounts);