diff --git a/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/job/service/impl/InvestJobImpl.java b/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/job/service/impl/InvestJobImpl.java
index 3811b8d..0e6bf47 100644
--- a/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/job/service/impl/InvestJobImpl.java
+++ b/ruoyi-modules/intc-invest/src/main/java/com/ruoyi/job/service/impl/InvestJobImpl.java
@@ -72,6 +72,10 @@ public class InvestJobImpl implements IInvestJobService
         Date billDate= new Date();
         //遍历数据，获取信用卡账单日及数据
         for (BankCardLendVo bankCard : bankCardVoList) {
+            //如果信用卡额度为0，不需要生成账单信息
+            if(bankCard.getCreditLimit()==0){
+                continue;
+            }
             //0表示当期，1表示下期
           String isNextBillDate  = bankCard.getIsNextBillDate();
             String billDateStr=year+"-"+String.format("%02d", month)+"-"+String.format("%02d", bankCard.getBillDate());
diff --git a/ruoyi-modules/intc-invest/src/main/resources/mapper/invest/BankCardLendMapper.xml b/ruoyi-modules/intc-invest/src/main/resources/mapper/invest/BankCardLendMapper.xml
index 5b64bcf..7e31939 100644
--- a/ruoyi-modules/intc-invest/src/main/resources/mapper/invest/BankCardLendMapper.xml
+++ b/ruoyi-modules/intc-invest/src/main/resources/mapper/invest/BankCardLendMapper.xml
@@ -121,7 +121,7 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="billDate != null and billDate != ''">#{billDate},</if>
             <if test="payDate != null and payDate != ''">#{payDate},</if>
             <if test="delayPeriod != null">#{delayPeriod},</if>
-            <if test="creditLimit != null and creditLimit != ''">#{creditLimit},</if>
+            <if test="creditLimit != null ">#{creditLimit},</if>
             <if test="effectiveDate != null">#{effectiveDate},</if>
             <if test="cvv != null and cvv != ''">#{cvv},</if>
             <if test="createBy != null">#{createBy},</if>
@@ -149,7 +149,7 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="billDate != null and billDate != ''">bill_date = #{billDate},</if>
             <if test="payDate != null and payDate != ''">pay_date = #{payDate},</if>
             <if test="delayPeriod != null">delay_period = #{delayPeriod},</if>
-            <if test="creditLimit != null and creditLimit != ''">credit_limit = #{creditLimit},</if>
+            <if test="creditLimit != null">credit_limit = #{creditLimit},</if>
             <if test="effectiveDate != null">effective_date = #{effectiveDate},</if>
             <if test="cvv != null and cvv != ''">cvv = #{cvv},</if>
             <if test="createBy != null">create_by = #{createBy},</if>